Tutto sul futuro delle monete digitali: che cosa sono e perché non ne dobbiamo avere paura

In the near future, and much sooner than you expect, you will pay your grocery or restaurant bill using your phone. Maybe you are already doing this through Google Pay, Apple Pay or one of the growing number of other payment apps on the market. You connect your credit or debit card to the app and proceed with the payment. Easy and handy, right? Mobile payments – together with old-fashioned credit and debit cards – are consolidating the mega-trend of non-cash payments. Behind the scenes, nothing much changes from card transactions to mobile transactions – they are all initiated and processed within the traditional payment “architecture”. So what is a Central Bank Digital Currency (CBDC), and why does it establish a different system from the one in which you use your credit card or mobile payment app? Why do CBDCs differ from Bitcoins and the Libra project (now renamed Diem)? Which are the risks in buying cryptocurrencies? Could digital currencies have major effects on the way in which our economies and societies work? These are only a few of the many questions you might have on digital currencies.

This webinar provides an opportunity for a dialogue with experts who answer your questions with simple and clear language. Raising awareness of what CBDCs are, and of their key economic and political dimensions, is crucial to ensure that citizens are not only passive spectators.

Programme

Welcome remarks
Nicola Bilotta, Researcher, Istituto Affari Internazionali (IAI)

Giovanna Paladino, Senior Director - Head of Technical Secretariat of the Presidency, Intesa Sanpaolo

Speakers
Savino Damico, Head of Fintech Ecosystem Management and Monitoring, Intesa Sanpaolo
Giuseppe Ferrero, Senior Economist, Bank of Italy

Chair
Silvia Pavoni, Economics Editor, The Banker, Financial Times